The cost of a college education includes tuition and fees, room and board, books and supplies, transportation, and other expenses. Fortunately, there are many types of financial aid available to help students pay for college.
There are four main types of financial aid for college students including grants, scholarships, work-study, and loan funds.
Grants
Grants are a type of financial aid that does not have to be repaid. The federal and state government offer grants. Some grants may be merit-based, need-based, or student-specific.
Scholarships
Like grants, scholarships do not require repayment. They are typically offered by the state, individual colleges, and private organizations. Scholarships can be awarded on a number of factors, such as academic performance, athletic ability, religious affiliation, and race among others. There is usually an application process.
Work Study
Federal work-study provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses.
Loans
Offered by both the federal government and private institutions. Student loans are money that you borrow to attend college. You must repay your loans with interest.
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